Shopping for a Home Loan? 5 Terms to Know

You have a lot to consider when shopping for a mortgage, and you don’t want unfamiliar lingo bogging you down. Before you begin the process of buying a new home, get comfortable with these five key mortgage terms. Fixed-rate mortgage: With a fixed-rate mortgage, your interest rate stays the same for the entire loan, which […]

Common Spots People Forget During Spring-Cleaning

Are you feeling the urge to tackle home maintenance this season? While you’re probably up on the basics of spring-cleaning, like washing windows, cleaning blinds and shampooing rugs, there are several areas you may overlook. Smoke alarms — Rather than wait for the telltale chirp signifying low power, use daylight saving time or a holiday […]

How to Write a Powerful Real Estate Listing That Sells

  You know words matter, but when it comes to real estate listings, the words used can impact the sale. Keep the following tips in mind to craft a listing description that’s both accurate and compelling: Use Buzzwords High-response terms can vary by price point and region, but research shows that several words and phrases […]

3 Ways to Drop the Interest Rate on Your Credit Card

When was the last time you evaluated the interest rate on your credit cards? The higher the rate, the more that “borrowed’ money is costing you. If you’d like to keep more of your hard-earned cash, consider the following action plan for securing a lower rate. Negotiate — Sometimes it’s as simple as asking. In […]

High-Tech Features That May End Up in Your Kitchen

Today’s modern kitchens may include seamless appliances, lavish amenities and stylish upgrades, but they’re still a far cry from the new technologies companies are developing. Here are a few of the cool features that could make it into your kitchen in the years to come. Smart appliances: Appliances are beginning to incorporate technology that provides […]

Is Debt Costing You? Strategies for Paying It Down

Many people find themselves owing money, whether it’s a credit card, car payment or student loan. And while debt is common, there are compelling reasons to reduce and eliminate it. The Many Costs of Debt For starters, there’s the interest. The longer you take to pay down your balances, the more interest you rack up, […]

3 Options for Handling a Move to a Nicer Home

Do you need more room for your growing family, or do you prefer to upgrade to a new home rather than renovate your current one? Whether it’s due to financial changes, neighborhood developments or something else entirely, moving can be both exciting and stressful, particularly when it comes to determining your buy/sell strategy. Here are […]