Category Archives: Interest Rates

3 Ways to Drop the Interest Rate on Your Credit Card

When was the last time you evaluated the interest rate on your credit cards? The higher the rate, the more that “borrowed’ money is costing you. If you’d like to keep more of your hard-earned cash, consider the following action plan for securing a lower rate. Negotiate — Sometimes it’s as simple as asking. In […]

Is Debt Costing You? Strategies for Paying It Down

Many people find themselves owing money, whether it’s a credit card, car payment or student loan. And while debt is common, there are compelling reasons to reduce and eliminate it. The Many Costs of Debt For starters, there’s the interest. The longer you take to pay down your balances, the more interest you rack up, […]