An attractive option, especially for first-time homeowners

FHA mortgages are ideal for those with less-than-optimal credit, little-to-no formal credit history, or limited cash for down payments. Low credit scores may not prevent you from qualifying; however, higher scores could net you lower interest rates.

FHA mortgage loans are issued by federally qualified lenders certified by the U.S. Federal Housing Authority, a division of the U.S. Department of Housing and Urban Development.

  • Generally easier to qualify for than conventional loans.
  • Lower down payment requirements.
  • Cannot exceed statutory loan limits.

For more information, contact us at 406-294-7207 or info@divisionmortgagegroup.com
or visit us at our downtown Billings location at 1320 Division Street, Billings, MT 59101.

Need assistance or would you like to know what information you will need before applying?Click here to find out or contact us.

These materials are not from HUD or FHA and were not approved by HUD or a government agency.