To find out which loans work best for you, read through these diverse loan options and contact us today to get started with the one that fits your needs and preferences.

Your Loan Originator can then help determine which loan works the best for you

Reverse Mortgage Loan

A reverse mortgage loan allows you to turn some of the equity in your home into tax free cash to improve your lifestyle in whatever way you choose.

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Refinance Loan

Refinancing a loan is paying off an existing loan by taking out a new loan and using the same property as security.

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Manufactured Home Loan

A great vehicle to help individuals who have a not-so-perfect financial history achieve the dream of home ownership.

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One-Time-Close Loan

A great option, combining one closing and one interest rate, for customers who want to build their new home.

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Conforming Loan

Conforming loans are conventional loans that meet bank-funding criteria set by Fannie Mae (FNMA) and Freddie Mac (FHLMC).

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FHA Loan

Issued by federally qualified lenders certified by the U.S. Federal Housing Authority, a division of the U.S. Department of Housing and Urban Development.

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VA Loan

Designed to offer long-term financing to American veterans, VA mortgage loans are issued by federally qualified lenders and are guaranteed by the U.S. Veterans Administration.

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Rural Development

The U.S. Department of Agriculture offers a variety of programs to help low to moderate-income individuals living in small towns or rural areas achieve homeownership.

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Jumbo Loans

Jumbo Loans are typically used to buy more expensive homes and high-end custom construction homes.

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Credit Challenged or Subprime Loans

B/C Loans are often issued as temporary loans until the applicant can restore credit and qualify for conforming “A” loans.

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Fixed Rate Mortgage Loans

With a fixed rate mortgage, the interest rate does not change for the term of the loan, so the monthly payment is always the same.

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Adjustable Rate Mortgage Loans

An ARM is a mortgage with an interest rate that may vary over the term of the loan – usually in response to changes in the prime rate or Treasury Bill rate.

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Combined/Hybrid ARMs

We offer multiple options for a combination of fixed rate and adjustable rate loans.

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Self Employed/Bank Statement Loans

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Doctor Loans

The Doctor Loan is specifically designed to offer favorable terms for homebuyers with great earning potential.

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HomeReady™ Loans

This could be the affordable loan you’ve been looking for. HomeReady
by Fannie Mae offers expanded eligibility for creditworthy borrowers.

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Home Possible® Loans

A home loan that can help make the impossible possible.

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